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As far as government grant programs are concerned you don't have to pay for them.
There are dental-related programs for those who are in the armed forces and I see from my own blog that there have been dental-related programs that pay for dental work being provided to people who have been the victims of emergencies like floods.
So there are these kind of programs out there - you just have to do the work to find them.
Here is an excerpt from my grants blog:
Free Grants For Dental Care!
Many people are unaware of the services in their own home town. The ones that do know about it think it's only for helping handicapped citizens. Wrong. This program is in a position to help with free surgery, dental work and much, much more.!–>!–>!–>
If you are employed, but a health problem may prevent you from continuing to work, your local office can help. Especially convenient for those who need a major operation, but have no insurance, This organization will pay for the doctors' visits, medication, actual surgery, recuperative equipment and physical therapy, as well as major dental work, too.
Please look in your area to see if you are eligible to apply for this program!
So you see there are programs that exist that you may be eligible for BUT you are going to have to do the work and find the information so that you will be able to see if you are eligible to apply. Either find the information yourself or find someone who will help you find the information on your terms. It is just as simple as that.!–>!–>!–>
As someone that does grant research for a living I have to tell you that you have to start doing the work and start to research this information in order to find it. That is why other sites charge you for this information because they have already done the work for you.
Realize that information about government grants has to be made accessible to the public because it is taxpayer money which is paying / funding these grants - what this means is that you should be able to find the information about the government grants online or at a public library.
Also realize too that not all grant programs are by the government. There are other grant programs available to individuals from non-government entities as well.
Either you do the work yourself or find someone who will be able to help you find the information on your terms. In the beginning there is a lot of hard work involved in finding these grant programs but it gets easier the longer you do it.
I have explained about this confusion before. I made a blog post about people writing and asking Oprah for money but it now seems that people are mistaking my blog post for a blog post that was actually written by Oprah.
I also made a blog post about praying for a financial miracle which turns out to be a very popular blog post as well.
But when you see the Oprah blog post and all the comments that people have sent then you should clearly see that this is not Oprah's blog but just my own blog post about people asking Oprah for money.
Just do a little searching online and you should be able to find this information for yourself.
There are also some organizations that provide for dental / medical care things so I really think that you should check some of them out as well.
Basically myself as a grantwriter I would ask you to tell your grantwriter to check her database of information - something which grantwriters have that they keep for their records.
Why don't you look at your current utility company and see what programs they have available. There should also be a list of financial resources for those who are considered seniors. I have such literature for PA and there are a lot of resources there for seniors both financially and otherwise.
It's terrible when people can't even afford to buy their own medicine
As far as grants go for paying credit card debts, personally I have not yet found a grant program that deals specifically with providing grant money to help pay off credit card debt(s).
As far as buying a home you might want to check with some realtors because since they get a commission then I think that they would be a good source of information regarding grants and funding programs for first-time buyers.
One of my most popular blog posts is "Are You Praying For A Financial Miracle" Basically what it says is that you just can't wait around for something to happen - You have to DO something - don't wait for opportunities to come to you - you go out and get them. If you can't find a job then MAKE one!
If you can be classified as low-incomed then you should go to your closest welfare office and see if there are grant programs that you may be eligible to apply for - including food stamps.
I just can't say enough about having the opportunity to be able to be online and being able to have access to the Internet because so many people have been able to earn an income because of it. I was just talking to a neighbor yesterday who was telling me about a newstory about single mothers who work at home - a lot of them have started blogs and have started to earn an income from that.
I really do believe that you have more options available to you than you know!